Apply for a loan online — simple, fast, and local
A straightforward loan with a clear, fixed rate and friendly service. See your estimated repayments in seconds, then apply in just a few minutes.
Serving Irish Customers Since 2002
- Central Bank Regulated
- Fast Decisions
- Local & Personal
- Clear, Fixed Rate
Loan Calculator
Move the sliders to see your estimated repayments.
Estimated Repayments
- Weekly payment
- €52.09
- Monthly equivalent
- €225.74
- Total repayable
- €1,927.50
Fixed interest of 28.5% on the amount borrowed (interest: €427.50). These figures are estimates for illustration only and your actual offer may vary subject to assessment.
Regulated & Authorised
Authorised by the Central Bank of Ireland
CCA Member
Consumer Credit Association
How It Works
From application to funds in your account — here's what to expect.
- 1
Work out your loan
Use our calculator above to see your estimated repayments before you apply.
- 2
Apply online
Fill in our simple application form with your details. It only takes a few minutes.
- 3
Upload your ID and documents
If you're a new customer, we'll ask for proof of ID, a recent proof of address, proof of income from the last two months, and proof of your PPSN.
- 4
We review your application
Our team reviews your application personally and will be in touch within 24-48 hours.
- 5
Get your loan
If you're approved, we'll arrange everything with you personally and set up your repayments.
Our Loans
A straightforward cash loan, built around you. Borrow what you need, repay it weekly at one clear, fixed rate — with a real person to talk to at every step.
Cash Loan
Whether it's an unexpected bill, a family occasion, or just some breathing room, our cash loan gives you quick access to funds from €500 to €4,000. Repayments are spread evenly over a standard 37-week term, with a fixed simple rate agreed upfront — so you always know exactly what you owe, with no hidden fees or surprises.
- Loan Amount
- €500 – €4,000
- Fixed Rate
- 28.5%
- Standard Term
- 37 Weeks
- Repayments
- Weekly
Frequently Asked Questions
Everything you need to know before you apply. Can't find your answer? Get in touch and we'll be happy to help.
How much can I borrow?
We offer cash loans from €500 to €4,000. The amount you're approved for depends on your individual circumstances and our affordability assessment.
How long does it take to get a decision?
We aim to review and respond to most applications within 24-48 hours. Occasionally we may need a little extra information from you, which can add a short delay.
What documents do I need to apply?
If you're a new customer, we'll ask for proof of ID, a recent proof of address, proof of income from within the last two months, and proof of your PPSN. Returning customers may need to provide less.
How do repayments work?
Your loan is repaid in equal weekly instalments over your chosen term, typically 37 weeks. Interest is fixed and calculated upfront on the amount you borrow, so your weekly payment stays the same for the life of the loan.
Do you carry out a credit check?
Yes. As a responsible, Central Bank regulated lender, we carry out an affordability and credit assessment on every application to make sure a loan is right for you.
Is my personal information secure?
Yes. We take data protection seriously and handle your information in line with GDPR and our regulatory obligations. Your details are only ever used to assess and manage your application and loan.
Who can apply?
To apply you must be at least 18 years old, resident in Ireland, and have a regular income. You'll also need a bank account that repayments can be collected from.
What if I want to pay off my loan early?
You're free to repay your loan early at any time. Just get in touch with our team and we'll let you know your exact settlement figure — there's no penalty for paying early.